Social Security Consulting

Approaching age 62 and not sure what to do about your Social Security benefits? Are you a widow or widower or have had a previous marriage? Do you have minor children or an adult child who became disabled before age 22? Do you still want to work but are ready to start enjoying a little more relaxed life? Do you have an ongoing Physical or Mental condition that is affecting your ability to work? 

These are all important questions you should be asking yourself as you begin to contemplate retirement or if you are considering filing for Disability Benefits. We here at Living By Your Design can answer those questions and more. We can provide you with a clearer picture of what retirement life could look like. We have also assisted others with the complex issue of filing for Social Security Disability benefits.

Podcast With Beth:


Beth retired from the Social Security Administration after 37 year of experience in helping individuals manage their Social Security benefits, taking claims for retirement, survivors, disability and health insurance. She has worked for Living By Your Design since 2016. Beth is also a Certified Senior Advisor obtaining additional education and training in helping others deal with issues facing Older Americans today and has guided many of our clients with these important decisions.

Call Beth at 309-285-8088


  • Answer Basic questions
  • Guidance to be able to file for benefits online yourself through
  • Help make a “Plan” as to when to file for Retirement Benefits
  • Review Social Security Earnings/Benefit Statement
  • Compare your Social Security benefits before and after Full Retirement Age (FRA)
  • Help Determine the best time to file to Maximize your/your Spouse’s benefits
  • Discuss possibility of receiving benefits on someone else’s Social Security record (Self, Spouse, Ex-spouse, Deceased spouse)
  • Discuss Medicare Options—Consultation with a Medicare Insurance Specialist/Broker
  • Online filing assistance
  • Option to receive assistance with requesting a New IRMAA Determination, if appropriate 
  • Consult with a Trusted Financial Advisor (Additional fee may apply)
  • Discussion of the Disability Process
  • Filing preparation and guidance to file online yourself
  • Discussion of the Disability Process
  • Filing preparation
  • Online filing assistance
  • Help completing additional forms received from the Disability Determination Services (after your application has been submitted)
  • Online assistance filing subsequent appeals, if necessary, additional charge of $75 each level